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Is Selling Property And Casualty Insurance A Good Career? 

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The insurance industry is home to some of the biggest employers in economies around the world. As you may already know, one of the most lucrative careers in insurance is being an agent or salesperson. Depending on the size and popularity of the company you work for, a career as an insurance agent or salesperson can be rewarding and satisfying.

Well, there are many different types of insurance policies, from motor vehicle insurance to property, health, and life insurance among others. It may not be all that popular, but property and casualty insurance provide another career path to insurance industry workers. Below, we will explore selling property and casualty insurance and seek to establish if it is a good career.

What Is Property and Casualty Insurance 

Property and casualty insurance entails a policy that covers individuals and commercial entities from a wide range of losses and property damage. As seen in an explanation from, it also protects you as a client from financial losses that may arise from injuries suffered by others while on your property. Depending on the terms of the specific policy, some of the losses covered include those arising from fire, vehicle accidents, theft, and other issues related to property damage. For business clients, the cover may also extend to product liability, workers’ compensation, and medical malpractice claims.

Unlimited Earning Potential

Securing the bag needs too much toil, which sometimes becomes too much to handle. However, being a property or insurance salesperson is among the most “rewarding” careers on the ground. The amount you can make in this field is limitless. All you have to do is find clients to purchase the cover. The first few years in the business may not be all that flowery, but it starts getting better with experience and as your network grows.

Better yet, you can choose to be paid on commission only, or you can be a captive agent who gets both a retainer salary and a commission. Either way, you will want to choose the option that best helps you grow your career as you fatten your bank account.

Flexibility and Independence

Having that white-collar job may earn you some position in society, but only you can understand whatever pressures you undergo. That is not the case when it comes to insurance salesmanship. It tends to be among the most “freestyle “career under the sun. There is little work pressure, reduced battles with the boss, no dress code, and anything that makes office work tough.

Field visits, client meetings, and follow-ups on insurance claims are the order of the day. Appointments with clients are made out of convenience. Being independent allows you to diversify a larger variety of products, giving you the space to have options for your clients.

Choosing Your Work Environment

Many people are not comfortable with their current jobs, but they cannot leave because they have no other place to go. Well, this is rarely the case for insurance brokers and salespersons. You can either work for an insurance company as an agent, start your own agency, or work as a salesperson in an established insurance agency. You can choose to work as an independent agent. You have the choice of deciding who to work with and what to sell. Your aggressiveness and ambition are solely dependent on you!

Growing and Diverse Career Field

Everyone wants a future-promising job, if not today, tomorrow. In our day to day lives, insurance is necessary. Vehicles, schools, hospitals, and life insurance are among the many options present in this field. That gives you a chance of meeting and connecting with different clients every day. Meeting different clients every day expands your territory. You will have countless referrals at the comfort of your home. Keeping contacts is also a skill in this career. It helps you to keep a solid relationship with your clients. There is a great opportunity for growth in selling property and casualty insurance.

Few or No Barriers to Entry

Especially after completing school, attending countless interviews, and dropping CVs can take a toll on many people. It leaves many of them very desperate for work. Some have diverted into illegal activities and crime to earn a living. That is not necessary if you are willing to work. An insurance sales agent career will only need you to study the basics of the job and then sit for an exam. If you pass the state licensing exam, you are good to go. A degree and prior experience may be an added advantage on your side, but that does not limit you to the job.

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And there you have it. Selling property and casualty insurance comes with its fair share of perks. It can indeed be a good career, but only if you have the zeal and skills it takes to convince clients and connect with people.