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    Ranked: The Cheapest Cars To Insure In 2015

    If there’s one bill that all drivers dread, it’s the insurance. After fuel, it’s one of the most expensive running costs associated with driving. Unfortunately, there are some factors that are simply out of your control when it comes to insurance rates. Insurers calculate their premiums based on a variety of factors. Everything from age to driving history to occupation affects your quote.

    Now, you can’t do anything to change your age and driving history! But, you can make sensible decisions about what car you drive. Insurers rank every car on the market into groups. As you would expect, larger, more powerful cars cost more to insure. They’re more likely to inflict thousands of pounds worth of destruction on others! Insurers also take into account safety features, security, and fuel economy.

    With that in mind, what exactly are the cheapest cars to insure? Which models will save you a small fortune? Don’t worry, it’s not just a list of dull, small city cars! There are some brilliant vehicles on this list. Without further ado, here are the cheapest cars to insure, right now in 2015.

    Hyundai i10 – Right at the top of the list is the fantastic Hyundai i10. It’s arguably the best citicar (or microcar) on the road, which is no mean feat. There’s an entire new generation of these small cars out there in 2015. They’re designed specifically to squeeze into small parking spaces. They’re nippy and nimble around tight one way streets. They are city mice, perfect for urban living. The Hyundai i10 is the best of the bunch, and it’s also the cheapest to insure. The reason for that is its safety features. For such a small car, it feels relatively safe and sturdy. The 1.0 litre petrol engine sits comfortable in insurance group 1.

    Citroen C4 Cactus – This car is proof that larger cars can be cheap to insure. The C4 Cactus has divided opinion since its release. Some sites, including Car Buyer and Top Gear have praised its weird and wonderful design. It’s a large car, almost falling into the SUV category, but it’s the AirBump padding that puts it on this list. The protective layer actively reduces damage during car park scrapes. The car itself is a delight to drive, and features the best fuel consumption in its class. See the rock-bottom insurance price for yourself, and compare it to others at Comparaencasa.

    Dacia Sandero – The Sandero holds the accolade for cheapest car on the road. This competent hatchback is the cheapest new car money can buy. But, don’t let that put you off. The Sandero is a fantastic hatchback, and a brilliant family car. It is fuel efficient, spacious, and practical. You’re not going to get all the mod cons that its rivals stock as standard. But, you are going to save a fortune. As for safety, a four star rating is respectable, and the fuel consumption is competitive. The icing on the cake is the group two insurance ranking, making it a bargain whichever way you look at it.

    Ford Fiesta – The Ford Fiesta is Britain’s best-selling car for a reason. In fact, it’s notched up more than a decade at the top of the sales leaderboard. In the hatchback category, it is unrivalled in terms of quality and drivability. The car is exciting and fun (not something you can say about most city cars). It’s fast and responsive, with a 1.25 litre petrol engine under the bonnet. It’s also the best looking car on the list. (By quite some way.) You’d think that all that brilliance would come with an expensive insurance category. In fact, it’s quite the opposite. The Fiesta falls into group 3 when it comes to insurance. It will be a long time before anyone dethrones this all-rounder.

    Ford B-Max – We’ll finish the list with another great car from the manufacturers at Ford. These world-class engineers sure know how to build a family car. The reason we’ve included the B-Max is to prove that it is possible to insure a larger car at a reasonable rate. The B-Max is the most expensive on the list. But, when you compare it to other MPVs in its class, it outruns them all. The mini people carrier is efficient, practical, and retains Ford’s sense of fun. Best of all, it’s incredibly safe. Ford have even removed the pillar between the front and back doors, meaning there’s no blind spot.

    As you can see, there are some fantastic cars on this list. What’s your favourite, and which would you choose?


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